Innovative Wealth Solution Co., Ltd.
Leader of family and wealth solutions & one stop service provider
  •  info@wealthsolution.co.th
  •  (66)82-949-9266
Financial case study

Case study

General info

  1. Starts medical profession at the age of 32 years.
  2. Female
  3. Revenue around 250,000 THB/month.
  4. Status: single
  5. Has an investment experience from deposits.
  6. Monthly expense about 60,000 THB/month.
  7. Does not have an education project.
  8. Need to purchase a new car worth of approximately 1 million THB and a condominium worth of around 5 million THB within 2 years.
  9. Aims to have 10 million THB within 5 years.
  10. Has a medical welfare for 250,000 THB/year.
  11. Be able to take a less risky investment. (Conservative)
  12. Doesn't have current assets and liabilities yet.
  13. Enjoys traveling both domestic and abroad with the budget about 200,000 THB/year.
  14. Has parents to taking care of.
Current cash flow statement

Key consideration

Cash flow management
  • Cash flow management plan and the necessary liquidity and variable.
Income tax management
  • Personal income tax management plan.
  • Tax exemption Management and the financial products.
  • Appropriately management of financial products such as LTF, RMF, insurance and annuity to make them conform to tax plan and financial goals.
Short-term financial goals (up to 3 years).
  • Savings and investment plan for car and condominium purchase.
  • Plans for bank loan for house and vehicle purchase.
Medium-term financial goals (up to 10 years).
  • Savings and investment plans in financial products to reach 10 million THB.
Long-term financial goals (over 10 years).
  • Savings and investment plans in financial products to meet retirement plan at the age of 50 years.
Risk management (Long term life insurance and medical care)
  • Disability and lose of income insurance plans.
  • Long-term private health plans.

General info

  1. 41 years old medical profession.
  2. Male
  3. Revenue around 800,000 THB/month. It is the only income to the family.
  4. Married. 2 children aged 13 and 15 years. Plan an education plan for kids: bachelor's degree in Thailand and master's degree in United States of America.
  5. Has an investment experience in mutual funds and bank deposits.
  6. Monthly expense about 300,000 THB/month
  7. Has a house worth of 5 million THB.
  8. 1 million THB outstanding debt.
  9. Just bought 3 million THB worth of SUV car with cash.
  10. Has around 2 million THB cash.
  11. Investing in mutual fund 2 million THB.
  12. Moderate type of investor.
  13. Enjoys traveling both domestic and abroad with the budget about 300,000 THB/year.
  14. Has been considering kids' education plan and also retirement plan when reaches age of 55.
Current cash flow statement and Asset & liability statement

Key consideration

Cash flow management
  • Cash flow management plan and the necessary liquidity and variable.
Income tax management
  • Personal income tax management plan.
  • Tax exemption Management and the financial products.
  • Appropriately management of financial products such as LTF, RMF, insurance and annuity to make them conform to tax plan and financial goals.
Short-term financial goals (up to 3 years).
  • -
Medium-term financial goals (up to 10 years).
  • Education plan for both kids at United States of America.
Long-term financial goals (over 10 years).
  • Savings plans and investment in financial products to meet the retirement plan at the age of 55.
Risk management (Long term life insurance and medical care)
  • Disability and lose of income insurance plans.
  • Long-term private health plans for the family.

General info

  1. Case study 3: Business Owner
  2. Male
  3. 45 years old.
  4. Sales approximately 2,000 million THB.
  5. Net profits from business approximately 40 million THB.
  6. Shareholders' equity of 80 million THB. And it is in 60 million THB cash.
  7. Maintains and run business with wife.
  8. Married. 1 kid (son) age of 6. Plan an education plan for kid: bachelor's degree in Thailand and master's degree in United Kingdom.
  9. Has an investment experience in mutual funds and bank deposits.
  10. Revenue around 250,000 THB/month.
  11. Monthly expense about 100,000 THB/month
  12. Has a house worth of 7 million THB.
  13. Has 200 million THB secured loan.
  14. Has 2 million THB personal cash.
  15. Investing in mutual fund 3 million THB.
  16. Moderate type of investor.
  17. Enjoys traveling both domestic and abroad with the budget about 150,000 THB/year.
  18. Has been considering kids' education plan and also retirement plan when reaches age of 55.
  19. Considering to separate private properties from company properties.
Current cash flow statement and Asset & liability statement

Key consideration

Cash flow management
  • Cash flow management plan and the necessary liquidity and variable.
Income tax management
  • Personal income tax management plan.
  • Tax exemption Management and the financial products.
  • Appropriately management of financial products such as LTF, RMF, insurance and annuity to make them conform to tax plan and financial goals.
Short-term financial goals (up to 3 years).
  • -
Medium-term financial goals (up to 10 years).
  • -
Long-term financial goals (over 10 years).
  • Kid's education plan at United Kingdom.
  • Savings plans and investment in financial products to meet the retirement plan at the age of 55.
Risk management (Long term life insurance and medical care)
  • Disability and lose of income insurance plans.
Long-term private health plans for the family.
  • Debt and business protection plans.
  • Business section and private assets management.
Make appointment with our planner

Make appointment with our planner

Contact and make an appointment with our professional financial planner who can assist you and answer all your questions with just a few click here.

Professional financial planners with international certification.

Professional financial planners with international certification.

CFP - Certified Financial Planner
Certified Financial Planner
IARFC - International Association of Registered Financial Consultants
International Association of Registered Financial Consultants
FChFP - Fellow Chartered Financial Practitioner
Fellow Chartered Financial Practitioner