Insurance Planning

Life and medical insurance are one of financial tools for risk management which we manage to pass our risk to the third party to take care of our risk. To clearify the insurance plans, there are factors that need to be considered including the life protection policies, cash return, period of protection, premium payment and additional contracts such as medical protection, critical illness and ect.

There are lots of life insurance products nowadays and they even get more complex each day in order to fulfill the customers needs in every dimension simultaneously and we might include investment and tax management altogether.

The clients need to consider the relationship of insurance products with other financial products. Therefore, beside the financial planning knowledge the financial planners must have strongly knowledge on financial products from both onshore and offshore in order to serve the best for its clients.